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Trust

Regulated, audited and open to scrutiny

Everything a donor, partner, regulator or borrower needs to verify GDO — in one place.
SECP Licence No. NBMFC-1066

Legal status

Legal name
Grassroots Development Organization
Legal form
Public company registered under Section 42 of the repealed Companies Ordinance 1984 (now the Companies Act 2017)
Incorporated
12 April 2017
Regulator
Securities and Exchange Commission of Pakistan (SECP)
Licence
Investment finance services as a non-banking finance company — restricted to micro-financing only, as a non-bank microfinance company
Licence number
NBMFC-1066
Registered office
Layyah Road, Near Railway Gate, Karor Lal Esan, District Layyah, Punjab, Pakistan

You can also check licensed non-bank microfinance companies on the SECP website and learn how to protect yourself as a financial consumer at Jamapunji.

Financial management & control

How we look after your money

  • Double-entry accounts

    Accounts are kept on a double-entry system and separated under different heads for transparency.

  • Two signatories

    All transactions are made by cheque with two signatories and checked through periodic bank reconciliation statements.

  • Audited every year

    An annual internal audit at programme level, project-level audits by donor agencies, and an annual financial audit by a recognised chartered accountant firm.

  • Asset management

    A well-maintained inventory system manages assets effectively.

  • Monitoring & evaluation

    Pre-defined reporting formats, trainings, workshops, audio-visual records and internal monitoring visits — and communities monitor interventions themselves.

Funding

Where our funding comes from

  • National and international donor organisations
  • Federal and provincial government
  • Members' fees and contributions

Documents

Donors and partners can request audited accounts and policy documents by email or WhatsApp.

Frequently asked questions

Trust & regulation FAQs

Is GDO licensed and regulated?

Yes. GDO is a public company registered under Section 42 of the Companies Ordinance 1984 (now the Companies Act 2017) and holds SECP licence No. NBMFC-1066 to operate as a non-bank microfinance company. The licence is restricted to micro-financing.

How does GDO control its money?

Accounts are kept on a double-entry system, transactions are made by cheque with two signatories and checked with bank reconciliations, and the organisation runs an annual internal audit plus audits by donor agencies and an annual audit by a recognised chartered accountant firm.

How can I check that a message or website is really GDO?

Our only official website is gdo.org.pk and our official email is info@gdo.org.pk. See our Verify GDO page, and call +92 606 811811 to confirm anything you are unsure about.

How do I make a complaint?

Use our Complaints & feedback page, WhatsApp, email info@gdo.org.pk or call our office. We take every complaint seriously.

Need a document or a reference?

Ask our team — we are glad to help donors and partners with due diligence.

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